Budgeting SUCCESS!
Posted By Kim on February 8, 2010
I just now realized that another pay period has ended and a new one has begun. January’s budget was pretty loose to allow for groceries (mainly putting perishables back into our purchases) and to just get used to a budget – finding out what works and what didn’t. Our first budget off of Greg’s “new job” paycheck is basically lived off of, and it went really, really well. I know I need to up grocery a leeeeetle bit more (it doesn’t hep Mama’s having crazy milk cravings), but other than that; we stayed on budget exactly. Everything we bought had a spot SOMEWHERE in the budget, and we had absolutely zero overspending and no impulse buys. We came close – really close – but it didn’t happen because of the budget.
We also found out that when we’re Stressed Out is when we’re more inclined to impluse buy, mainly for fast food. Thanks to the budget and the menu plan, we were able to resist.
Tonight Greg and I get to make a new budget for the paycheck of the pay period that just ended. We need to tweak our stupid student loan payments so it doesn’t get eaten up by interest, and we can do our monthly Date Night and distribute out blow money. And finish up Little One’s cloth diaper stash – hurray!
Happy, happy, happy!
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