Kim | April 27, 2010
So in the last month or so, things have been crazy busy. Hurrah for two kids. But, it’s been good for our pocketbook: – We paid off my Perkins loan ($3000) and the rest of the smallest loan I had ($2200). We’ve paid off around $9500 since January 1, 2010. You can see the Debt [...]
Kim | March 31, 2010
We knew that once Ben was born that we would need to get Greg a car, simply because of a high gas bill, a spread out city, poor public transportation, and him feeling comfortable with us at home knowing we had transportation if we needed to go to the doctors or whatever on a moment’s [...]
Kim | March 19, 2010
Right before Benedict was born, we sent out our loan payments. So far, so good. For my smallest loan, only $7.91 went to interest, the rest sweet glorious principal. The next payment will push the principal below $2200, which really makes me happy. Greg’s part of The Beast is still obscene – only $15 to [...]
Kim | March 5, 2010
I discovered today that our dryer no longer starts. It’s been a quick succession of failure, which started when it no longer needed to be turned on to start – just changing the dial to a new cycle was enough to turn it on (I noticed that last week). Now, it’s definitely not starting. I [...]
Kim | February 27, 2010
I decided to do something different with the March grocery run, mainly do a major purge of the freezer and pantry contents. This will finish off our meat stockpile, and unless Little One comes in the next two weeks; the only thing we’ll have left in our freezer is some corn and a bag of [...]
Kim | February 12, 2010
I re-tweaked the last part of February’s menu to account for Ash Wednesday and to use up some roast in the freezer. I think we did pretty good this time around. Walmart Cereal – $5.12 (less $0.75 coupon, $4.37) Chili -2 cans at $0.97 Ground beef – 2.25 pounds, $4.23 Spaghetti sauce – 2 at [...]
Kim | February 8, 2010
I just now realized that another pay period has ended and a new one has begun. January’s budget was pretty loose to allow for groceries (mainly putting perishables back into our purchases) and to just get used to a budget – finding out what works and what didn’t. Our first budget off of Greg’s “new [...]
Kim | February 5, 2010
It’s been about 2.5 months since we stopped using our credit card totally. We’ve gone to a mixture of cash and using the debit card, and surprisingly; we have a lot more money on our hands. Granted, paying off the credit card bill and the car loan is helping that out; but not (over)spending the [...]
Kim | January 31, 2010
Since we are going to be buying things like perishables, we’ve changed our shopping strategy from once a month to twice a month. We also significantly upped our food budget, yay! Based on what’s planned for the February menu, we purchased the following for two weeks: Bread Outlet Store: 6 loaves of wheat bread – [...]
Kim | January 29, 2010
One of our student loan payments was posted today. It was for what I call “The Beast”, which is the majority of the total loan debt. Greg and I both are responsible for The Beast, almost 50/50 as well. Two payments to two lenders for two almost equal balances. The January payment showed $90 of [...]