Kim | February 5, 2010
It’s been about 2.5 months since we stopped using our credit card totally. We’ve gone to a mixture of cash and using the debit card, and surprisingly; we have a lot more money on our hands. Granted, paying off the credit card bill and the car loan is helping that out; but not (over)spending the [...]
Kim | January 2, 2010
It’s only 2 days into the New Year, and we basically have finished two of our four financial goals. After a lot of pondering and thinking about our situation and looking at all sorts of angles, we decided it would be more prudent to pay off the credit card and the minivan with the money [...]
Kim | December 26, 2009
Merry Christmas! Greg and I came to the realization that we bought all our gifts for St. Nicholas Day and Christmas Day without using a cent of credit. A credit-free Christmas, hurray! Come January there will be no surprises or “did X REALLY cost that much?!?” Granted, it’s been a while since we’ve used our [...]