Kim | April 27, 2010
So in the last month or so, things have been crazy busy. Hurrah for two kids. But, it’s been good for our pocketbook: – We paid off my Perkins loan ($3000) and the rest of the smallest loan I had ($2200). We’ve paid off around $9500 since January 1, 2010. You can see the Debt [...]
Kim | March 31, 2010
We knew that once Ben was born that we would need to get Greg a car, simply because of a high gas bill, a spread out city, poor public transportation, and him feeling comfortable with us at home knowing we had transportation if we needed to go to the doctors or whatever on a moment’s [...]
Kim | March 19, 2010
Right before Benedict was born, we sent out our loan payments. So far, so good. For my smallest loan, only $7.91 went to interest, the rest sweet glorious principal. The next payment will push the principal below $2200, which really makes me happy. Greg’s part of The Beast is still obscene – only $15 to [...]
Kim | March 5, 2010
I discovered today that our dryer no longer starts. It’s been a quick succession of failure, which started when it no longer needed to be turned on to start – just changing the dial to a new cycle was enough to turn it on (I noticed that last week). Now, it’s definitely not starting. I [...]
Kim | February 19, 2010
I checked our local student loan balances (of the four, two are serviced locally and two are out of state). Good news and bad news. The good news is that my local loan – also the smallest student loan we have – got hit HARD on the principal. Only $6 went to interest, the rest [...]
Kim | February 8, 2010
I just now realized that another pay period has ended and a new one has begun. January’s budget was pretty loose to allow for groceries (mainly putting perishables back into our purchases) and to just get used to a budget – finding out what works and what didn’t. Our first budget off of Greg’s “new [...]
Kim | February 5, 2010
It’s been about 2.5 months since we stopped using our credit card totally. We’ve gone to a mixture of cash and using the debit card, and surprisingly; we have a lot more money on our hands. Granted, paying off the credit card bill and the car loan is helping that out; but not (over)spending the [...]
Kim | January 29, 2010
One of our student loan payments was posted today. It was for what I call “The Beast”, which is the majority of the total loan debt. Greg and I both are responsible for The Beast, almost 50/50 as well. Two payments to two lenders for two almost equal balances. The January payment showed $90 of [...]
Kim | January 2, 2010
It’s only 2 days into the New Year, and we basically have finished two of our four financial goals. After a lot of pondering and thinking about our situation and looking at all sorts of angles, we decided it would be more prudent to pay off the credit card and the minivan with the money [...]
Kim | December 30, 2009
Here are our goals for 2010, with regards to our finances: Finish our Baby Emergency Fund ($1000) so we can begin knocking out our debts. Done! Start paying cash only, saving the debit card for online and gas purchases. Pay off the flaming credit card bill and the car loan before the end of the [...]