Kim | April 27, 2010
So in the last month or so, things have been crazy busy. Hurrah for two kids. But, it’s been good for our pocketbook: – We paid off my Perkins loan ($3000) and the rest of the smallest loan I had ($2200). We’ve paid off around $9500 since January 1, 2010. You can see the Debt [...]
Kim | February 8, 2010
I just now realized that another pay period has ended and a new one has begun. January’s budget was pretty loose to allow for groceries (mainly putting perishables back into our purchases) and to just get used to a budget – finding out what works and what didn’t. Our first budget off of Greg’s “new [...]
Kim | February 5, 2010
It’s been about 2.5 months since we stopped using our credit card totally. We’ve gone to a mixture of cash and using the debit card, and surprisingly; we have a lot more money on our hands. Granted, paying off the credit card bill and the car loan is helping that out; but not (over)spending the [...]
Kim | January 2, 2010
It’s only 2 days into the New Year, and we basically have finished two of our four financial goals. After a lot of pondering and thinking about our situation and looking at all sorts of angles, we decided it would be more prudent to pay off the credit card and the minivan with the money [...]
Kim | December 30, 2009
Here are our goals for 2010, with regards to our finances: Finish our Baby Emergency Fund ($1000) so we can begin knocking out our debts. Done! Start paying cash only, saving the debit card for online and gas purchases. Pay off the flaming credit card bill and the car loan before the end of the [...]
Kim | December 26, 2009
Merry Christmas! Greg and I came to the realization that we bought all our gifts for St. Nicholas Day and Christmas Day without using a cent of credit. A credit-free Christmas, hurray! Come January there will be no surprises or “did X REALLY cost that much?!?” Granted, it’s been a while since we’ve used our [...]
Kim | November 27, 2009
Earlier today, I was listening to EWTN Radio (which is amazing) which had Johnette Benkovic on. She was discussing clutter in our homes and lives. When I was in college I never had an opportunity to sort through the clutter I was hauling around 2 colleges over the course of 8 years; so I’ve been [...]
Kim | November 15, 2009
Having to budget and save money when possible has caused my husband and I to re-evaluate our money philosophy. Before we left college, we didn’t have that many problems – he worked for the Federal Government and I worked for the University. We had a good income, jobs we liked, a do-able classload and didn’t [...]